Providing Pathways to Understanding

Investments – Employee Benefits – Insurance

Investments
Employee Benefits
Insurance

From YOUR Perspective

Owner or Officer

Owner or Officer

Owner or Officer

Establish Strategic Plans
Delegate Responsibilities
Track Results
Manage Personal Liability

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Finance

Finance

Finance

Uncover Hidden Costs
Eliminate Unnecessary Expenses
Identify Financial Risk
Evaluate Cost-Benefit Options

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Human Resources

Human Resources

Human Resources

Satisfy Company Objectives
Enhance Employee Appreciation
Increase Employee Benefit Knowledge
Manage Effective Communications

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Individual

Individual

Individual

Identify Needs
Establish Goals
Implement Solutions
Track Results

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What’s in a name?

Like the Conestoga Wagon brought the prosperity of the large port of Philadelphia to smaller surrounding towns, we bring high quality products and services to small businesses and individuals through old-fashioned service and modern technology.

What’s in a name?

Like the Conestoga Wagon brought the prosperity of the large port of Philadelphia to smaller towns as far west as Lancaster County, we bring high quality products and services to small businesses and individuals through old-fashioned service and modern technology.

Our History

Founded in 1986, our team is dedicated to providing products and services that not only meet but exceed the needs of our clients. We’re more than just advisors; we’re partners in your financial well-being. Our independence allows us to offer unbiased advice and a wide range of options to fit your specific situation.

We are committed to transparency, reliability, and personalized service. From the initial consultation to the implementation of your solutions, and every step thereafter, we’re with you. Our goal is to provide you with the knowledge, tools, and service you need to make informed decisions and enjoy your investment and insurance selections.

Our Philosophy

Mission

To pioneer better ways for businesses and individuals to buy insurance, investments and employee benefits while providing the service necessary to make ownership a satisfying experience.

Independent

The key to your success is our access to products and services that best meet your needs, so we remain independent of any relationship with any product or service provider that restricts this access.

Objective

We place ourselves in your shoes, then use our knowledge and expertise to weigh all options and recommend to you what we would do for ourselves if we were in your situation.

Dedicated

Since 1986 our core business has been small businesses and individuals, and we have remained dedicated to this market ever since, generating additional layers of specialized experience each year.

Our Process

Expertise

The core of our operation is continuous due diligence on products, service providers, and legislation that may impact your needs. We find the differentiating factors, then use our extensive experience to match their unique features with your specific situation.

Discovery

We understand the different perspectives of owners, officers, financial decision makers, human resource professionals, and individuals. We pursue fact finding and strategy discussions until we can see the factors that will make our recommendations acceptable to everyone.

Recommendation

Combining our knowledge and experience with the information we learn during discovery, we develop a final recommendation, explaining the differentiating factors that drove our recommendation, and the steps necessary to implement the solution within your desired time frame.

Service

Once you become a client, we stand ready to serve you, from the initial plan, product, or strategy implementation, to the year-round service needed to make your client experience a positive one.

Service Partners

Black Diamond

Black Diamond Wealth Management Platform from SS&C/Advent provides Conestoga clients a complete picture of their wealth with custom, streamlined communications that help them better understand their account’s performance and make more informed investment decisions.

Mineral

Mineral allows Conestoga to provide their clients access to a live HR Call Center, video Learning Management Systems for client employees, Employee Handbook and other document preparation services, and a library of useful forms, templates, and other resources.

Personify (previously HealthComp)

Personify can help employees and family members of Conestoga clients navigate the healthcare system while protecting their privacy as required under HIPAA Privacy Laws. Personify is an excellent resource to help resolve a claim issue, search for a provider, better understand a diagnosis/treatment, or receive assistance in planning care for an aging parent.

Technology Partners

Morningstar

Morningstar Direct is a web-based research platform used for selecting and monitoring investments, including mutual funds, Exchange Traded Funds (ETFs), Collective Investment Trusts (CITs), Separate Accounts, stocks, and more. Direct allows Conestoga to deliver advice built on full transparency into investment holdings and the quality of investments in a client’s portfolio’s.

Employee Navigator

Employee Navigator’s benefits administration system makes it easier for Conestoga business clients to attract and retain talent by offering a comprehensive benefits package requiring less administrative work. Through a secure online link, employees have 24/7 access to benefit forms, links, descriptions, and other important information. During open enrollment, elections can be completed remotely, and in conjunction with online meetings.

Transparency In Coverage

Required Federal Disclosure

IBC Personal Choice Transparency In Coverage MRF takes you to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.

Our Services

Group Insurance

As employers struggle with the rising cost of health insurance and an ever growing list of compliance responsibilities, creative approaches to deliver competitive benefits can encompass new strategies and support services that foster employee involvement and accountability.

401k & Pension Plans

As the Department of Labor focuses on the fiduciary liability of employers who fail to offer 401(k) plans with quality investment options and reasonable expenses, specialized advisors who acknowledge and share this fiduciary responsibility grow in preference to traditional product oriented brokers.

Personal Wealth Management

Individuals who lack experience in the world of investments and insurance seek advisors who can accurately assess their needs, understand and respect their tolerance for risk, objectively recommend high quality products, and provide the ongoing service that will promote a sense of security.

Client Access

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